Trading in the German sports car for a cheaper option

One of my clients traded in his fancy German sports car and the results are astounding. Last year one of my clients contacted me to say his budget is tight and he is struggling paying all his bills every month. We had a look at his budget and realised 30% of his salary is going towards paying his car installments. I urged him to trade in his car and buy a cheaper reliable option and after some negotiations he agreed that the car had to go.