Money Talks e-Newsletter | October 2026 |
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Happy October! I hope you are enjoying the warmer weather and the beautiful trees and flowers coming alive after the winter months. |
Keeping Calm When Markets Get Choppy
You've probably noticed markets have been bumpy lately, especially here at home. Headlines are loud, and it's easy to feel nervous about your investments. That's normal, but the bigger picture is more reassuring than the last few weeks might suggest.
Where things stand |
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| Returns % (to 2 October 2026) | 1
week |
1
month | YTD | 1
year | 3 years
(p.a.) |
5 years
(p.a.) |
|---|
| SA Equity (ALSI) | -2.1 | -5.0 | -3.3 | 4.2 | 13.2 |
10.5 | | SA Bonds (ALBI) | -0.2 | -0.1 | 3.1 | 12.1 | 16.7 | 11.7 |
| SA Property (ALPI) | -1.7 | -0.3 | 1.4 | 18.1 | 26.9 | 20.9 |
| SA Cash (Stefi Composite) | 0.1 | 0.6 | 5.2 | 7.0 | 7.4 | 7.0 |
Global Markets
(MSCI ACWI in ZAR) | 1.2 | 3.5 | 14.0 | 12.0 | 15.8 | 11.9 |
Global Markets
(MSCI ACWI in USD) | -0.7 | -0.1 | 13.6 | 16.6 | 22.3 | 12.1 |
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SA equities have had a rough month, but zoom out and the picture changes. Over three and five years, every asset class has delivered solid annual returns, and global markets have been strong this year. That's exactly why we spread your money across different areas: when one zigs, another zags.
Why staying put mattersMarkets go through rough patches. They always have. The people who get hurt most are usually those who sell in a panic, lock in their losses, and then miss the recovery. Time in the market beats trying to time the market.
Two legends of investing said it better than I can: "Be fearful when others are greedy, and greedy when others are fearful." – Warren Buffett
"The big money is not in the buying and selling, but in the waiting." – Charles Munger
What I'd suggest | |
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Stick to the plan we built together |
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Avoid checking your portfolio every day (it won't help your sleep!) |
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Keep investing consistently if you can |
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Reach out if anything has changed in your life or goals |
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If you're feeling uneasy, I'm here for that. Give me a shout, and we'll chat it through.
Past performance is not a guarantee of future returns. This newsletter is for general information and isn't personal financial advice. | |
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October is Breast Cancer Awareness Month
Breast cancer is one of the most prevalent cancers and, unfortunately, is becoming more common among younger females.
This October, make sure you have adequate cover in place and also get preventative testing.
If you are unsure if your cover is adequate, let’s schedule a meeting and discuss your unique needs. |
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Contact:
Mauritz Oberholzer A Financial Advisor employed by Stonehouse Capital (Pty) Ltd, an authorised Financial Services Provider (FSP 50464) Mobile: +27 82 774 1996
E-mail: mauritz.oberholzer@stonehousecapital.co.za
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